Medicarenot your only option.Medicare - the federally funded 'health insurance' program that pays for much of the health care for people 65 years and older. A select number of other people can qualify for benefits as well. This popular insurance tends to pay for acute medical conditions assuming that the beneficiary will rehab from this condition. This would account for most hospital stays (part A) and some nursing home (part A) time and most home health care (part A). It usually does not cover assisted living and 'thinks twice' about covering chronic illnesses or disabilities Part B usually carries a premium cost and helps to pay non hospital medical care such as physical therapy, occupational therapy, doctors, outpatient medical services Part C and D also come with a premium, have additional services such as vision and dental and prescription drug coverage. The history of this widely used and now, widely abused health care goes back many many years and has evolved over time much like everything else has - into a lot of corruption. These pages are not the final say as home health care is so unique to each individual situation. Submit your questions on our "Do I Need Home Health Care?" forum for answers to your unique, individual situation. Medicare Fraud
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